I’ve been talking to several of the certified credit counselors at American Debt Counseling, Inc. who tell me that since the January credit card bills have begun hitting mailboxes, people are concerned about how holiday spending may throw a kink into plans they have made to get out of debt. One answer to debt management [...]
Monthly Archives: January 2010
Credit, Risk Assessment Score and Budgeting
This informative presentation covers the following areas; understanding what a Credit Reporting Agency is, understanding on how to request and interpret your credit report, understanding what a FICO score is and so much more. We hope you find value in our slides. View more presentations from American Debt Counseling Contact American Debt Counseling, Inc. at [...]
7 Do’s and Don’ts for Hammering Holiday Debt
Don’t let your holiday high turn to holiday blues by your post-holiday debt. Follow the 7 do’s and don’ts below for getting your life – and debt – on track for 2010. Don’t add more debt. Put your credit cards away for now. If you stop swiping, you’ll stop adding to the holiday debt damage. [...]
Are you in Debt Regret?
Many of us get so into the season of giving and gifting that we charge full steam ahead, literally. Take this 8 question quiz and find out if Debt Regret is arriving with the January bills: Did you spend more than you intended for holiday gifts? Yes___ No___ Are you near, at, or over your [...]
8 Totally Achievable Financial Goals for 2010
Don’t make another New Year’s resolution that will inevitably fizzle out before the end of January. Instead, consider this “to-do” list which can improve your cash flow, give you financial security, reduce your debt, and build your savings throughout the New Year and beyond. I will start taking care of my finances today by tracking [...]
