First Steps To Save More There has been a lot of discussion about the need for credit counseling and debt management in the wake of the provisions in the newly enacted Credit Card Accountability Responsibility and Disclosure Act of 2009, which puts information about the consequences of paying the minimum balance on billing statements in [...]
Monthly Archives: February 2010
Key Changes to Expect From Your Credit Card Companies
Consumers take note. As the next phase of the Credit Card Act of 2009 takes effect this week, it is important to be aware of how new changes to the law designed to protect consumers could affect your wallet. First and foremost, the new regulations are a good thing for consumers, offering information that empowers [...]
American Debt Counseling – Step-By-Step Guide to Set & Achieve Financial Goals
American Debt Counseling, Inc., is a non-profit organization that provides financial education programs as well as confidential and professional credit counseling and debt management services across the nation. American Debt Counseling Inc. utilizes certified credit counselors to provide free and confidential credit counseling including an analysis of income, assets and debt; review of financial goals; [...]
Identity Theft Can Ruin Your Credit
Certified credit counselors at American Debt Counseling constantly tell me with admiration of the way people are paying off their debts after dealing with the anguish of facing overwhelming bills. As difficult as that is, so too is the dread that overcomes people when they realize they’ve become a victim of identity theft, and all [...]
New Tools for Job Seekers
Anyone looking for a job or contemplating changing jobs knows it’s tough out there and they are right: the national unemployment rate is at 10 percent and the administration forecasts only marginal improvement to 9.8 percent by the end of this year. That means this is not the time to sit back and wait for [...]
