Spring break is around the corner and you’re ready to chill. But while you’ve been slaving away to pass your midterms, you haven’t made any plans – and you don’t have much money. Don’t worry, we’ve got you covered. A good spring break doesn’t require a ton of cash: a place to go, a way [...]
Category Archives: debt free holidays
Ask American Debt Counceling
American Debt Counseling is committed to helping our clients to the best of our ability. We want to take that commitment a step further by asking you, our readers and clients, what your financial questions are. We understand that many of you reading have questions that you would love an answer to but don’t know [...]
What are my investment options?
Investment Options Mutual Funds Mutual funds are a popular investment vehicle. They do carry a risk; however it is still considered one of the safer investments. A mutual fund is overseen by a professional who will invest in numerous securities. The reason this investment vehicle is one of the safer choices is because of diversification. [...]
Have a PLAN for the holidays
Are you ready for “Black Friday,” the sales that occur the day after Thanksgiving? You can already get started now. Some retailers post their specials such as Amazon.com’s deal of the week site and others, such as Target invite you to sign up to be alerted of Black Friday, Cyber Monday and other holiday offers. [...]
Shop online? You can layaway online too!
In a previous posting I discussed the advantages of layaway in that you can make small payments over time for large holiday purchases and then pick them up or have them delivered prior to the holidays. With layaway, you are able to give friends and family the presents they want while giving yourself the gift [...]
